We continue to receive tons of overheard submissions reflecting on Wall Street's "challenges." A couple weeks ago we teed up a group of particularly entertaining, resonating ones. Here are some more.

If you hear any overheards, give us a shout. We'll feature them and you as we continue to chronicle the economic morass in this unscientific--but often illuminating, coherent & entertaining--way over coming weeks.

THERE WILL BE SKIING
[Location: Gym Lobby, Westchester NY][Submitter: forkinit]
Guy 1: They're still going.
Guy 2: Vail?
Guy 1: He says everything's good. Hasn't told his wife.
Guy 2: What does he do during the day?
Guy 1: Library, I think gym sometimes, mostly in other towns.
Guy 2: (shakes head)
Guy 1: I didn't know there were libraries any more.

PRETTY SURE IT'S ALL KISSINGER'S FAULT
[Location: Diner, Somerville NJ][Submitter: Lynnet]
Guy 1: Ever since Kissinger left Fed, it all kaput.
Guy 2: If he stayed, wouldda been worse. You mean, Greenspan.
Guy 1: No. Kissinger.
Guy 2: Kissinger was Viet Nam
Guy 1: He also f**k that up.

DON'T KNOW MUCH ABOUT DERIVATIVES BUT I LIKE THEM
[Location: Starbucks, South Orange NJ][Submitter: Kartin]
Guy 1: People now blaming derivatives. Fools don't even know what they are.
Guy 2: I sure as hell don't. They're complicated.
Guy 1: They're not, they have nothing to do with this.
Guy 2: What are they?
Guy 1: (pauses) Derivatives. Derive from underlying.... Not stocks. They're...
Guy 2: You don't know.
Guy 1: Not bonds.
Guy 2: You don't know.
Guy 1: (pauses, smiles) Not really. (pauses) But they have nothing to do with this.

AND THE LORD SAID...
[Location: Penn Sta., NYC][Submitter: Stt4grl]
Guy 1: God? (pauses) You're serious?
Guy 2: (nods, smiles)
Guy 1: He's going to help. That makes you feel, what...OK? Good?
Guy 2: Not how you think. But basically...yea.
Guy 1: When did you get so f**ked up?
Guy 2: (ignores)
Guy 1: (pauses) Maybe I need to get some God.

IF I WERE A LANDSCAPER, I'D BE HOLDING A LEAF BLOWER
[Location: Sidewalk, Chestnut Hill, MA][Submitter: Jakcon]
Guy 1: You like leaves?
Guy 2: Not really.
Guy 1: (points toward leaf-covered lawn) You have a lot.
Guy 2: Yea.
Guy 1: So...
Guy 2: I don't not like them. Karen said we had to start saving money.
Guy 1: (looking at him, waiting)
Guy 2: Landscapers...

HARD TIMES, HARD CHOICES
[Mall Food Court, Palisades NY][Submitter: zeket]
Woman 1: I told Steve, swing set or jungle gym?
Woman 2: Steve?
Woman 1: We told Gemma too, not this year, you can't have a new computer and TV. Choose one.
Woman 2: Isn't Steve your husband?
Woman 1: He loves the swings.


KNEW THE MARKET WOULD BE UP...FOR SECONDS
[Location: Train Sta., Maplewood NJ][Submitter: levtern]
Guy: Market's up big. I knew it.
Woman: It's one day.
Guy: So?
Woman: You're a visionary?
Guy: Yea.
Woman: Envision this. Tomorrow down again.

I GET ALL MY FINANCIAL NEWS FROM THE UMBRELLA CHANNEL
[Location: Barnes & Noble, North NJ][Submitter: rrty]
Guy 1: (holding & pointing to magazines) See these, how scared should you be, next great Depression, how to survive Depression
Guy 2: (nods)
Guy 1: Why don't they say, shoot yourselves, there's no hope, die die die die.
Guy 2: Think you're exaggerating.
Guy 1: When Dogs Quarterly tells you AIG is this, bank liquidity that, we're screwed or the media all get in a room and make this garbage up together.

TRUST ME, HOUSING PRICES ARE RISING
[Location: Realty Office, North NJ][Submitter: mrb]
Realtor 1: (on phone) Yea, yea, that's right. At least 300, probably more.
Realtor 1, Cont.: (on phone) It's not as bad as they say. No, this area is different.
Realtor 1, Cont: (on phone) We can, I'm confident. You won't regret it. (pauses) Perfect, we'll sign tomorrow. Good. (hangs up phone)
Realtor 1: (to guy at next desk) What?
Realtor 2: (at next desk, silent)
Realtor 1: (looking exposed, pissed) You got something to say to me?
Realtor 2: No
Realtor 1: I didn't think so.|

 ...overhear more